"You understand and acknowledge that the tools and resources accessed on the OysterHR.com website, the
Oyster Platform, Oyster Academy, and all other sites owned or operated by Oyster HR, Inc. (collectively,
the “Site”) are provided as-is. These tools and resources are provided for general information only and
are not intended to amount to advice on which You should or can rely. You must obtain professional or
specialist advice before taking, or refraining from taking, any action on the basis of the content on
Our Site. Although we make reasonable efforts to update the information on our Site, we make no
representations, warranties, or guarantees, whether express or implied, that the content on Our Site is
accurate, complete, or up-to-date. Oyster HR, Inc., including all affiliates and subsidiaries (“Oyster”, “We”, “Our”), is not a broker or reseller of benefits. Through the OysterHR.com website, the Oyster Platform, Oyster Academy, and any other site owned or operated by Oyster (collectively, “the Site”), We may provide information about accessing, or provisioning, benefits or benefit-related products and services. Such information is provided for convenience purposes only, and must not be construed as legal or tax advice as to the lawfulness of a certain benefit offering for you, your end user, your employees, your contractors, or any other beneficiary of the benefit offering. Any independent engagement with a benefit provider through the Site is at your own risk. You acknowledge that Oyster is not a party to such transaction. Finally, if a claim or loss arises out of your transaction, you will indemnify and hold Oyster harmless as you are responsible for any benefits activity on the Site."